ORLEX Rate Board
(Deduct .25% off these loan rates if you maintain a checking account)
*apy=annual percentage yield
*apr=annual percentage rate

Autos Loans: Effective 09/16/2025
 New%Used%
24 months (2010-2025)4.75%5.00%
36 months (2010-2025)5.00%5.25%
48 months (2019-2025)5.25%5.50%
60 months (2020-2025)5.25%5.50%
72 months (2022-2025)5.75%6.00%
84 months (2024-2025)7.50%7.75%
Recreational Vehicle Loans: Effective 09/16/2025
 New%Used%
24 months (2010-2025)6.75%7.00%
36 months (2010-2025)7.00%7.25%
48 months (2019-2025)7.25%7.50%
60 months (2020-2025)7.25%7.50%
72 months (2022-2025)7.75%8.00%
84 months (2024-2025)9.50%9.75%
Signature Loans: Effective 09/16/2025
Up to $7,500 48mos - 13.00%apr

Share Secured Loans: Dividend Rate +2%
Up to $60,000 60mos

Overdraft Line of Credit:
Up to $500.00 Payment amt. min $25.00 - 15.0%apr

Deposit Accounts:
Last Dividend Declaration Date: 06/10/2025
Set at Each Quarter End, Subject to Change
Share Savings:
Minimum balance required $25.00
0.25% rate / 0.25%apy

Clubs:
Minimum balance required $5.00
.25% rate / .25%apy

Share Certificates/CD:
Minimum balance required $500.00
6 month term: 3.00% rate / 3.02%apy
12 month term: 3.50% rate / 3.52%apy

Money Markets:
Minimum balance required: $2500.00
0.25% rate / 0.25% apy

All rates subject to change

For payment information, try our loan payment calculator.


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